| On-device mode (Apple Silicon — M1 or later) | None — audio is transcribed entirely on your Mac and never transmitted. Account holders: email (account auth) plus non-identifying usage analytics; crash reports exclude dictated content. | No In on-device mode nothing leaves your Mac: your voice is transcribed entirely on the device. Because audio never crosses the network, there is no training to opt out of. Training25/25 | Audio: not transmitted, not retained. Account email: kept while account is active. Retention25/25 | Yes — Whisper models running on the Apple Silicon Neural Engine. Requires an Apple Silicon Mac (M1 or later). On-device25/25 | New entrant; on-device processing removes the surface for retention or training incidents. Track record22/25 | 97/100Excellent | Oct 13, 2026 | |
| Zero-retention cloud mode (open-source models on zero-retention providers — all Macs and Windows) | Audio is encrypted in transit and sent to zero-retention providers for transcription, then deleted the moment transcription completes. Formatting is a second hop that sees only the text, never the audio. Account email plus non-identifying usage analytics as above. | No Cloud mode runs only open-source / open-weight models on zero-retention providers — Whisper Large Turbo (open-source) on Groq or Cloudflare for transcription, and GPT-OSS 120B (open-weight) on Cerebras for text formatting. No third-party AI lab (OpenAI, Google, Anthropic, Microsoft) is in the audio path, and users never create an AI-vendor account or paste an API key. Voice is never stored, never sold, and never used to train any model; the same applies to text. Users pick a mode at setup and can switch in Settings. Windows and Intel Macs are cloud-mode only. Training23/25 | Audio is deleted the moment transcription completes. Neither voice nor text is stored. Retention23/25 | No — cloud mode runs on zero-retention providers (works on all Macs — Intel and Apple Silicon — and on Windows, a ground-up native app launched in 2026). On-device3/25 | Hybrid model documented publicly on Voibe's AI & privacy page; open-source models only, zero retention, no training, no third-party AI lab in the audio path. Track record22/25 | 71/100Strong | Oct 13, 2026 | |
| Free / Pro ("Improve the model for everyone" ON by default; formerly called Privacy Mode) | Audio, transcripts, edits, optional Context Awareness (text from the active app), and, if Notetaker is used, meeting audio, transcripts, summaries and Google Calendar/Contacts data for attendee matching | Yes (opt-out) Wispr's help center (Security and privacy overview, updated October 2026) states: "Improve the model for everyone is on by default for Free and Pro, with the choice shown during onboarding, and you can turn it off," and that the setting "does apply to Notetaker as well as dictation." The privacy policy (last updated August 19, 2026) describes training as something users "opt to share," which conflicts with the help center's on-by-default statement; we score on the help center's default-on reading. Content passed to third-party LLM providers "is not used to train their models and is generally deleted within 30 days." Feedback and reported transcripts are retained and may be used for training regardless of the setting. Training10/25 | Dictation: no fixed window ("only for as long as necessary"); Dictation Cloud Storage is user-controlled. Notetaker: transcripts and summaries stored in Wispr's US cloud with "no customer setting to opt out of that storage"; uploaded meeting audio kept 7 days, then deleted. Third-party LLM passthrough about 30 days. Retention3/25 | No — transcription always happens in the cloud, even in Privacy Mode (zero-retention cloud, not local). On-device3/25 | 2024 community backlash forced opt-in training and Privacy Mode. In practice, model improvement is still on by default for Free and Pro (help center, October 2026). March 2026: prior SOC 2 Type II (Accorp Partners) and ISO 27001 (Gradient) certifications were invalidated over auditor-integrity concerns. A-LIGN re-audit: SOC 2 Type I (April 2026), and by October 2026 a SOC 2 Type II report and ISO/IEC 27001:2022 certificate in the Trust Center. Per Wispr's help center, Notetaker "was not assessed" in either audit, while wisprflow.ai/privacy says the SOC 2 Type II "Covers every Wispr product on every plan" — the vendor's own statements conflict. Trustpilot removed the wisprflow.ai profile on September 14, 2026, citing a guidelines violation. Track record10/25 | 26/100Poor | Oct 13, 2026 | |
| On-device modes (Fast / Nano / Standard / Parakeet / Cohere Transcribe — Free + Pro) | None — audio processed locally and never transmitted | No "Your data is not retained on Superwhisper servers" and "not used for training AI models or any other machine learning purposes." Audio recordings are saved to local disk by default — opt out in settings. Training25/25 | N/A on servers. Local recordings persist until the user deletes them. Retention23/25 | Yes On-device25/25 | Stable privacy-first stance. Cloud modes were added before the public privacy policy addressed them; the June 2026 Terms now state zero-retention, no-training handling for cloud modes. Trust center (trust.mycroft.io/superwhisper) lists a SOC 2 Type II report dated March 3, 2026, a SOC 2 bridge letter dated September 17, 2026, and subprocessors Anthropic, Cloudflare, AWS, Argmax, and OpenAI. Track record20/25 | 93/100Excellent | Oct 13, 2026 | |
| Cloud modes (Ultra transcription / Super Mode LLMs — Pro) | Audio sent to Superwhisper's proxy infrastructure | No (per vendor) Superwhisper says cloud audio is proxied through their infrastructure and providers "see a proxy request, not your account, and nothing is retained for training." The privacy policy (still dated June 19, 2024) does not distinguish cloud modes, but the Terms (updated June 2026) now state that cloud models "process your content transiently on a zero-retention basis and do not store it after processing" and that "your data is not used to train, fine-tune, or improve AI models." Cloud transcription models include Ultra, S1-Voice, Scribe V2, and Nova 3; Super Mode LLMs include Claude, GPT-5-series, Gemini, and Grok models. Training18/25 | Terms (June 2026): cloud models process content "transiently on a zero-retention basis"; the 2024 privacy policy still does not address cloud modes separately. Retention18/25 | No On-device3/25 | Stable privacy-first stance. Cloud modes were added before the public privacy policy addressed them; the June 2026 Terms now state zero-retention, no-training handling for cloud modes. Trust center (trust.mycroft.io/superwhisper) lists a SOC 2 Type II report dated March 3, 2026, a SOC 2 bridge letter dated September 17, 2026, and subprocessors Anthropic, Cloudflare, AWS, Argmax, and OpenAI. Track record20/25 | 59/100Adequate | Oct 13, 2026 | |
| Pro (Gumroad) / Whisper Transcription (App Store) | On-device modes: none transmitted. App Store version discloses "Usage Data" and "Product Interaction" as Data Not Linked to You. Cloud Assistant or BYOK features send audio (OpenAI, ElevenLabs cloud transcription) or transcript text (OpenAI, Anthropic, Google Gemini, SpaceXAI/Grok for summaries and chat) to the chosen provider under its terms; local LLMs via Ollama / LM Studio stay on-device. Transcripts can be indexed by Spotlight and Siri on-device (indexing can be disabled). | No (by MacWhisper) MacWhisper does not train its own models on user audio. Cloud Assistant and BYOK integrations inherit the chosen provider's terms (e.g., OpenAI Whisper API, Anthropic / ElevenLabs). Training23/25 | On-device transcription: not retained. Cloud Assistant / BYOK: per third-party provider's terms. Retention20/25 | Yes (primary mode) — local Whisper models plus Apple Foundation Models for AI features. Cloud Assistant is opt-in for higher-quality transcription. On-device23/25 | Long-running indie tool; on-device by default; no documented incidents. Track record22/25 | 88/100Excellent | Oct 13, 2026 | |
| Starter (free) / Pro ($8/mo annual) / Max ($24/mo annual, Realtime Mode) | Audio inputs, technical data (IP, browser, OS, performance metrics), session metadata. With Privacy Mode disabled, "we may securely store transcript data on our servers." Instant Mode uses Aqua's own Avalon models; Realtime Mode streams audio to a third-party realtime speech provider. | Yes (opt-out) Privacy Mode toggle stops transcript storage on Aqua Voice servers. The privacy policy (effective July 29, 2026) states that with Privacy Mode disabled, "we may securely store transcript data on our servers to the extent necessary to improve the product"; with it enabled, "transcript data is not collected" though session metadata may be. SOC 2 Type II (Advantage Partners, March 2026) and ISO/IEC 27001:2022 (July 14, 2026). On September 23, 2026 Aqua announced it is "GDPR and HIPAA compliant" and will "discuss BAA terms" before PHI use. These are vendor statements; confirm covered plans in writing. Training8/25 | With Privacy Mode disabled: not specified in policy. With Privacy Mode enabled: transcripts not stored; session metadata (timestamps, device type, performance metrics) may be retained. Retention0/25 | No — cloud transcription On-device3/25 | SOC 2 Type II (Advantage Partners, March 2026) and ISO/IEC 27001:2022 (July 2026). Announced HIPAA and GDPR programs September 23, 2026, with BAA terms on request. The privacy policy ties default transcript storage to product improvement unless Privacy Mode is on. Track record17/25 | 28/100Poor | Oct 13, 2026 | |
| Free / Pro ($12/member/mo annual, $30 monthly) | Audio plus limited contextual information, processed on Typeless's cloud servers. Subprocessors include third-party LLM providers, analytics, and cloud infrastructure. | No (per vendor) Privacy policy (last updated August 25, 2026): "Your data is never used to train these services and is configured for zero retention by the providers." The data-controls page adds: "Your voice audio is not stored. Dictation data is not used for model training by us or any third party." Note: the November 2025 reverse-engineering analysis documented in our Typeless privacy issues investigation reported collection beyond what the public policy describes — verify against the current policy and subprocessor list before sensitive use. Training15/25 | Per the privacy policy, audio + contextual information are "processed in real time on our cloud servers and immediately discarded once the transcription result is returned." Optional History cloud sync stores history text on Typeless servers until you turn it off or delete it. Retention23/25 | No — cloud-processed in real time On-device3/25 | Nov 2025 reverse-engineering analysis documented collection (URLs, window-title metadata, broad permissions) beyond what the public policy describes. Track record5/25 | 46/100Weak | Oct 13, 2026 | |
| macOS / iOS (Apple Silicon, supported languages) | Audio inputs, plus contextual data (contacts, app names, etc.) when sent to servers | Opt-in only Opt-in only. Under Apple's policies dated September 14, 2026 there are two opt-ins. "Improve Siri and Dictation" stores and reviews a sample of audio. The new "Improve Siri & Apple Intelligence" (shown when Siri AI is enabled) lets Apple "store all of your interactions with Siri and Dictation" and use them to "train Apple's foundation models." Without opting in, server-processed dictation "will not be stored." Training19/25 | If opted in: audio and transcripts tied to a random, device-generated identifier that "rotates multiple times per hour," kept up to 2 years; a reviewed subset beyond 2 years. Under Improve Siri & Apple Intelligence, identifiers within a conversation may be linked. If not opted in: server-processed dictation not stored; Apple still keeps Siri request transcripts under rotating identifiers for up to 2 years (Ask Siri & Dictation policy, September 14, 2026). Retention14/25 | Yes (partially) — most languages on Apple Silicon process locally for general text fields (Notes, Mail, Messages). Server fallback applies to unsupported languages, search-box dictation, and some third-party Speech Recognition API uses. On-device18/25 | 2019 Siri grading scandal led to opt-in for human review. September 2026: Apple added an opt-in that uses Siri and Dictation audio and transcripts to train its foundation models, which AppleInsider (September 14, 2026) reported as a reversal of Apple's earlier position that it had no need for customer data for that purpose. Track record17/25 | 68/100Adequate | Oct 13, 2026 | |
| Free (Frontier Mini) / Pro ($15/mo, $12/mo annual; Private Mode default) | Private Mode (default), per the privacy policy (August 5, 2026): "In Private Mode, Willow collects only the account, technical, and operational information needed to provide and maintain the service. Willow may process voice audio transiently to return a transcription, but Willow and its service providers do not retain that audio or use it for model training." Help Improve Willow (opt-in): anonymized recognized text and limited usage information, not audio. Meeting and note-taking features can pass through Google Calendar/Contacts data. | No (Private Mode default) Private Mode is the default: Willow "may process voice audio transiently … but Willow and its service providers do not retain that audio or use it for model training." Training only occurs if the user opts into "Help Improve Willow," which retains "anonymized recognized text, but not audio" to improve text-correction models. Privacy policy last updated August 5, 2026. Training20/25 | Private Mode: no audio, dictated text or screen content retained; providers under Zero Data Retention. Help Improve Willow: anonymized text kept "only for as long as needed" (no window stated). Transcript history and recordings stored locally on the device. Retention16/25 | Partial: cloud-first by default; an offline mode ("Dictate without an internet connection, powered entirely by your device") is marketed on willowvoice.com. On-device10/25 | Newer entrant (YC X25). The August 2026 privacy policy documents Private Mode, provider Zero Data Retention, and no audio retention even on the opt-in path. BAA availability is stated on the security page but not in the policy, and the security page's "end-to-end encrypted" label describes TLS plus at-rest encryption. Track record14/25 | 60/100Adequate | Oct 13, 2026 | |
| Free trial (1,000 words + 10 notes) / Pro ($15/mo or $144/yr; includes bot-free meeting notes) | Per the rewritten monologue.to data-privacy page: "Monologue does not save audio or transcripts from Dictation on its servers." Notes are different: "When you record a Note, Monologue stores the Note's audio, transcript, and summary in your account so they can sync across your devices," and saved Notes are also reachable through Monologue's MCP, API, and CLI tools. "Deep Context screenshots are deleted immediately after processing." Custom modes and dictionaries now sync across devices. Meeting Notes on Mac capture microphone and system audio (no bot); Note audio, transcript and summary are stored in the account. | No (per vendor) Monologue's privacy policy (monologue.to/privacy, effective October 31, 2025, Every Media, Inc.) states it will not "Train any artificial intelligence models using your PII, audio, or transcripts" and names its third-party AI providers as Groq, Fireworks, and OpenRouter. The data-privacy page adds that AI providers process Dictation with zero data retention. Saved Notes, including meeting notes, are stored in the account. Training21/25 | Dictation: audio and transcripts not saved on Monologue servers unless the user turns on the storage toggle; AI providers process with zero data retention. Notes (including meeting notes): audio, transcript, and summary stored in your account for sync. Local audio files and transcripts in the app "will be deleted after 14 days." Deep Context screenshots deleted immediately after processing. Retention15/25 | Partial — "Offline transcription on Mac using local models" is listed on the marketing site, but the default architecture is cloud (AI providers process Dictation) and Notes are stored in the cloud. On-device13/25 | Product of Every Media, Inc. The privacy policy on monologue.to names AI providers (Groq, Fireworks, OpenRouter) and analytics vendors (PostHog, Sentry, New Relic) and contains an explicit no-training clause; no SOC 2 / HIPAA / BAA. Notes and bot-free meeting recordings are stored in the cloud account. Track record11/25 | 60/100Adequate | Oct 13, 2026 | |
| Free build (GPL v3) / Solo $25 / Personal $39 / Extended $49 (one-time) | None on VoiceInk servers — there is no VoiceInk-operated cloud service. By default audio is transcribed on-device using whisper.cpp. Optional bring-your-own-key cloud features exist: cloud transcription can send audio to the provider you choose, and AI Enhancement sends "only the transcribed text (never audio)" to that provider. | No Privacy policy (last updated September 27, 2026, now covering the macOS and iOS apps): "No data leaves your computer unless you explicitly choose to enable optional cloud services." Optional BYOK providers include OpenAI, Anthropic, Google Gemini, Groq, Mistral, Cerebras, Deepgram, ElevenLabs, Speechmatics, Soniox, OpenRouter, or any OpenAI-compatible endpoint; with them enabled, handling follows that provider's terms. VoiceInk itself operates no transcription server and does not train. Source code is auditable on GitHub under GPL v3.0. Training25/25 | Default: nothing leaves the device. Local transcription history is "Kept indefinitely by default" with optional automatic deletion. With optional BYOK cloud modes enabled, retention follows the chosen provider. Retention25/25 | Yes (default) — local Whisper models via whisper.cpp on macOS 14.4+. Optional BYOK cloud transcription and AI Enhancement are user-enabled. On-device25/25 | Open-source GPL v3.0; auditable on GitHub at Beingpax/VoiceInk; 6,800+ stars and 950+ forks; latest v2.21 (September 28, 2026). No documented incidents; GitHub issue #537 (February 2026) flagged that the privacy policy did not fully document Context-Aware / clipboard data sent to BYOK providers, and the April 2026 policy revision added the optional-cloud disclosure. Mild deduction for being a single-maintainer project (continuity risk distinct from privacy risk). Track record22/25 | 97/100Excellent | Oct 13, 2026 | |
| Local Only Mode (Free) | None during transcription — audio runs through OpenAI Whisper Large-v3 and NVIDIA Parakeet locally on Apple Silicon with no network calls. Analytics per the privacy policy are limited to button clicks and page views, with no personally identifiable information stated. | No In Local Only Mode transcription never leaves the device. The privacy policy (last updated October 12, 2026) adds that "when a Mode uses AI Instructions, your transcription and any optional context for that Mode may be sent to AI services for text processing, even if transcription itself runs locally." Training25/25 | Audio: not transmitted, not retained. Local recordings persist on the Mac until the user deletes them. Retention25/25 | Yes — Whisper Large-v3 and Parakeet on Apple Silicon, no network calls during transcription. On-device25/25 | Indie product by named solo developer Vadim Akhmerov (disclosed via App Store, not the privacy policy); no disclosed corporate entity or jurisdiction; no SOC 2 / HIPAA / ISO 27001 / GDPR / CCPA attestations. App Store 4.3/5 from 61 ratings; v1.13.0 released October 2026. No documented incidents. Track record14/25 | 89/100Excellent | Oct 13, 2026 | |
| BYOK cloud (Free — bring your own API key) | Audio and text sent directly from the device to the provider you configure keys for (OpenAI, Deepgram, Groq, ElevenLabs, Mistral and others); per the October 2026 policy it "never passes through Spokenly's servers." Data handling is governed by the chosen provider's terms. | Depends on provider Spokenly itself does not train on audio, but BYOK transfers the training and retention question to the provider whose key you supply. Each provider (OpenAI, Deepgram, Groq, Anthropic, Google) has its own training and retention terms — verify the specific provider before sensitive use. Training16/25 | Spokenly: BYOK audio and text "never passes through Spokenly's servers." Provider-side retention follows whichever API you bring keys for. Retention14/25 | No — audio leaves the device for the configured cloud provider. On-device3/25 | Indie solo-developer product; no disclosed corporate entity; no compliance attestations. App Store 4.3/5 from 61 ratings. Track record14/25 | 47/100Weak | Oct 13, 2026 | |
| Pro managed cloud ($9.99/mo or $99.99/yr) | Audio forwarded by Spokenly's backend to third-party transcription services: the October 12, 2026 policy names OpenAI, Deepgram, Soniox, Cartesia, ElevenLabs, Groq, Mistral AI, xAI, Microsoft Azure, Google Cloud, AssemblyAI, OpenRouter, fal.ai, and Cerebras (fourteen providers; OpenRouter may route onward). Each is a separate data-handling entity. | Best-effort ("prefer" no-training providers) The October 12, 2026 policy states Spokenly's backend "does not store these recordings" and "immediately forwards them to third-party transcription services," and that Spokenly "prefer[s] options that do not use customer data for model training where available." That is a hedged preference, not a contractual no-training guarantee across the fourteen named providers. Training15/25 | Spokenly: audio "not stored" on its servers. Each of the fourteen named providers retains per its own terms — not enumerated in Spokenly's policy. Separately, Spokenly's ChatGPT and Claude plugins keep an encoded copy of the audio, the transcript and file details on Spokenly's backend; each "expires automatically no later than one hour after it is stored." Retention16/25 | No — audio is processed through the managed-cloud subprocessor chain. On-device3/25 | No SOC 2 / HIPAA BAA / ISO 27001; no disclosed corporate entity. Fourteen subprocessors named (OpenRouter may route onward) but their handling terms are not enumerated. The October 2026 policy says analytics are linked to the account when signed in, while the App Store label still says "Data Not Linked to You." Track record13/25 | 47/100Weak | Oct 13, 2026 | |
| Dragon Professional v16 — Windows desktop, fully offline (no Mac version since 2018; Dragon Home discontinued 2023) | None transmitted in local desktop operation. Voice profile (acoustic data, custom vocabulary, dictionary) stored locally on the user's Windows machine. | No Dragon Professional v16 is a locally installed Windows desktop application that processes audio on-device once activated. Audio is not transmitted to Nuance/Microsoft servers in normal desktop operation. Product is Windows-only — Mac version was discontinued in 2018. Training22/25 | Profile and acoustic data stored locally on the user's machine; nothing sent off-device in desktop dictation mode. Retention22/25 | Yes — fully offline/local processing on Windows (x86). Apple Silicon Mac users have no native Dragon option since the 2018 Mac discontinuation. On-device23/25 | 2017 NotPetya attack disrupted Nuance's hosted services (including Dragon Medical) for weeks. Development largely stalled since Microsoft's 2022 Nuance acquisition (v17 ≈ v16). Mac version discontinued 2018; Dragon Home (consumer) discontinued 2023. Non-medical product marketing pages now redirect to Microsoft's health-solutions hub. Track record16/25 | 83/100Strong | Oct 13, 2026 | |
| Dragon Anywhere (iOS/Android) — cloud; end of sale July 1, 2026 (no new subscriptions or renewals) | Audio and transcripts transmitted to Nuance/Microsoft cloud for recognition. Account/device metadata also collected. | Yes — product improvement (Nuance Privacy Statement) As of July 1, 2026 Dragon Anywhere Mobile "is no longer available for sale" and new subscriptions or renewals are no longer possible, per the App Store listing; existing subscribers continue to run a discontinued cloud product. The Nuance Privacy Statement (March 14, 2025) that still governs Dragon states voice data "may be manually reviewed and transcribed into text for Nuance's product operation, tuning, maintenance, and enhancement" and that "to build, train, and improve the accuracy of our automated methods of processing (including AI), we manually review some of the predictions." No Dragon Anywhere-specific opt-out is documented; Microsoft's general Privacy Statement (September 2026) also reserves the right to use data to "develop, train, and fine-tune our AI models." Training8/25 | Nuance Privacy Statement: data retained "for as long as you remain an active customer … and for 3 years afterwards." App Store privacy label lists audio recordings, email, product interaction, and crash data linked to the user. Retention10/25 | No — cloud recognition. On-device3/25 | Same 2017 NotPetya history. Post-acquisition product reorganization removed many Nuance trust-center URLs (now redirect to Microsoft health-solutions), creating a discovery gap that itself is a track-record drag for buyers trying to verify privacy commitments. Track record14/25 | 35/100Poor | Oct 13, 2026 | |
| Free (MIT open-source) — macOS / Windows / Linux | None on any Handy server — there is no Handy-operated cloud service and no account system. Audio runs through local Silero voice-activity detection and a locally downloaded speech model (Whisper, Parakeet, and others). Default network calls are a GitHub Releases update check (on by default, toggleable in Settings) and model downloads from Hugging Face, with blob.handy.computer (delivered via Cloudflare) as the fallback. The privacy policy (effective September 18, 2026) states that "During ordinary transcription, Handy does not send your microphone audio or transcription content to the Handy maintainers or to Handy servers." | No The privacy policy (effective September 18, 2026) states: "During ordinary transcription, Handy does not send your microphone audio or transcription content to the Handy maintainers or to Handy servers," and "Handy does not contain advertising, behavioral analytics, or user-tracking telemetry." Because no vendor server receives audio or text, there is no training path; the policy has no training clause. The README's "Opt-in Analytics" roadmap item was removed on September 18, 2026 (commit 53c55d7). Optional cloud post-processing is "disabled unless you configure and invoke it"; when used, transcript text (never audio) goes directly from the device to the provider you pick (OpenAI, Anthropic, OpenRouter, Groq, Cerebras, Z.AI, AWS Bedrock, or a custom endpoint), under that provider's terms. The policy states "Handy's maintainers do not receive or proxy this content." Training25/25 | Nothing leaves the device. Per the September 18, 2026 policy, "By default, Handy retains a limited number of recent history entries and their audio recordings" locally; the history limit is user-set. Handy "does not currently add separate application-level encryption to its local history or settings files" (OS protections only). No vendor retention surface. Retention25/25 | Yes — all transcription is local on macOS (Intel and Apple Silicon), Windows, and Linux. No cloud transcription endpoint exists in the codebase. On-device25/25 | Open-source MIT at github.com/cjpais/Handy; 33,600+ stars and 3,100+ forks; releases v0.9.6 (August 24), v0.9.7 (September 18), and v0.9.8 (October 3, 2026). No documented incidents, CVEs, or advisories. First privacy policy published September 18, 2026 (maintainer contact CJ Pais). Deductions: still no legal entity behind the project (sponsor-funded: Wordcab, Epicenter, Bolt AI, Canty Digital), so there is no DPA, BAA, or attestation, and a solo maintainer. Track record22/25 | 97/100Excellent | Oct 13, 2026 | |
| Local mode (Free — MIT open-source client) | None during transcription — Whisper or NVIDIA Parakeet run on-device via whisper.cpp and sherpa-onnx. The privacy policy (last updated October 12, 2026) states that in local processing "no audio is transmitted anywhere." Downloading a model shares IP address, app version and platform with GitHub / Hugging Face. An OpenWhispr account (email, name, hashed password) is only required for cloud features; optional diagnostic metrics cover "audio processing metrics (duration, format)" and timing data, not content. | No Nothing is transmitted in local mode, so there is no training path. The October 12, 2026 privacy policy adds a blanket commitment across all modes: "We never use your transcribed content, notes, or audio for advertising, marketing to third parties, or training our own AI models." The desktop client is MIT-licensed and auditable at github.com/OpenWhispr/openwhispr. Training25/25 | Nothing leaves the device. The desktop app keeps dictation audio locally for 30 days by default (user-adjustable up to 90 days, or off). Per the October 12, 2026 policy, "Retained audio is never synced to OpenWhispr Cloud." Transcripts sit in an unencrypted local SQLite database that relies on OS disk encryption. Retention25/25 | Yes — local Whisper / Parakeet on macOS, Windows, and Linux with Metal, CUDA, and Vulkan acceleration. On-device25/25 | MIT client, 9,300+ stars, 1,200+ forks; releases v1.10.0 (September 11; closed "two high-severity advisories in bundled dependencies"), v1.10.1–v1.10.2 (September 14–15), v1.10.3 (October 12, 2026). Legal entity Gizmo Labs Inc. (Delaware). No documented incidents. The October 12, 2026 policy now encrypts BYOK API keys with AES-256 via the OS credential store (unencrypted only where no store exists, e.g. some Linux setups). Deduction: the README's "No data collection, no telemetry" line conflicts with the policy's disclosures of service logs, mobile attribution SDKs (AppsFlyer), and website ad-tech (Google Ads, Meta, RB2B). Track record19/25 | 94/100Excellent | Oct 13, 2026 | |
| BYOK cloud (Free — bring your own API key) | Audio and/or transcript text routed with your own key directly to the provider you configure — the policy says BYOK audio is "sent directly to user's provider" (transcription providers as of the October 2026 review: OpenAI, Groq, xAI, Mistral, Google Gemini, Deepgram, AssemblyAI, Corti, Tinfoil, and custom endpoints; v1.10.0 on September 11, 2026 added BYOK streaming from Deepgram, AssemblyAI and Gemini Live; LLM formatting can use further providers). OpenWhispr's servers are not in the path. | Depends on provider OpenWhispr does not train, but BYOK moves the training and retention question to the provider whose key you paste in; that provider's API terms govern. Key handling per the October 12, 2026 policy: "API keys you enter for third-party providers are encrypted on your device (AES-256), with the encryption key kept in your operating system's secure credential store"; keys are saved unencrypted only where no credential store is available, as on some Linux setups. This replaces the August 12, 2026 plaintext-storage disclosure. The v1.9.2 release (August 29, 2026) notes custom endpoints now fail safely instead of silently routing to default providers. Training16/25 | Not retained by OpenWhispr (not in the path). Provider-side retention follows the API you bring keys for. Retention14/25 | No — audio leaves the device for the configured provider. On-device3/25 | BYOK keys encrypted with AES-256 via the OS credential store since the October 12, 2026 policy (plaintext fallback only where no store exists). No incidents. Track record19/25 | 52/100Weak | Oct 13, 2026 | |
| OpenWhispr Cloud — Pro ($6.67/user/mo billed $80/yr) | Audio sent to OpenWhispr's API (or, for live transcription, straight to a speech-to-text provider) and forwarded to named subprocessors — OpenAI OpCo, LLC (speech-to-text and language models), Parasail, Inc. (AI inference), Groq, Inc. (inference and transcription failover), Deepgram (live speech-to-text, streamed, transient), and Exa (agent web search) per the privacy-policy subprocessor table (October 12, 2026); Deepgram is not yet in DPA v1.4 Annex 3. When a note is in the cloud, its text is sent to OpenAI for search indexing. Service logs (audio length, provider, model, word and token counts) are recorded for every cloud request and cannot be switched off — the policy says the desktop "Usage analytics" setting "does not currently turn them off." Plus account data in Neon, payments in Stripe, hosting on Vercel, and optional Google OAuth / Calendar. Synced notes and transcripts are stored for the account. | No (contractual) Terms of Service (last updated September 11, 2026): "We will not use Customer Content — audio, transcriptions, notes, or AI agent prompts — to train any artificial intelligence or machine learning model." DPA v1.4 (updated October 12, 2026), §3: OpenWhispr will not use Customer Personal Data "to train, retrain or improve any artificial intelligence or machine learning model, whether OpenWhispr's own or a third party's, and does not permit its Sub-processors to do so." Homepage (October 13, 2026): "Data Training / Off by default … Your transcriptions aren't used to train models or improve the product." The earlier homepage line "If that ever changes, it will be opt-in and we will ask first" no longer appears on the homepage, policy, or terms. Training23/25 | Audio: "sent to our API, or straight to one of our speech-to-text providers for live transcription, processed in real time, and not stored by us" (policy, October 12, 2026) — marketed as "0% Data Retention." OpenWhispr keeps "a usage record of each transcription (word count, provider, model and length)." Synced notes/transcripts persist for the account; on account deletion the policy says they are deleted straight away, and within 30 days at the latest. Subprocessor-side retention at OpenAI / Groq / Parasail / Deepgram is not enumerated in the policy. Retention21/25 | No — audio is processed through the managed-cloud subprocessor chain. The same app can be switched back to local mode. On-device3/25 | SOC 2 Type 2 (report period May 1–July 31, 2026), ISO/IEC 27001:2022, and HIPAA / GDPR attestations listed in the DPA and on the Comp AI-hosted trust center (vendor statements). DPA v1.4 names the ISO/IEC 27001:2022 certificate as KCISM202607012, issued by KVQA Certification Services (valid to July 27, 2027); the SOC 2 auditor is not named. DPA Annex 2 says BAA coverage of the remaining HIPAA-path subprocessors is "in progress." No documented incidents. Young company (Delaware, product line expanded to hosted accounts in 2026); the README still says "No data collection, no telemetry" while the October 12, 2026 policy discloses always-on service logs, mobile SDKs (AppsFlyer, RevenueCat, Superwall), and website ad-tech (Google Analytics 4 and Ads, Meta Pixel and CAPI, RB2B). Track record19/25 | 66/100Adequate | Oct 13, 2026 | |
| Free (GPLv3 open-source) — macOS 15+ | No audio or text on any vendor server. README: "Your voice, audio, and transcribed text never leave your machine unless you explicitly opt in to a cloud AI provider." What does reach the vendor is a weekly batch of anonymous daily activity signals (random installation ID, activity date, app version, macOS platform label) that is sent even when detailed analytics are off — README: "when disabled, only the weekly activity batch is sent." Detailed analytics, on by default, add daily feature and model usage totals, onboarding progress, and model-download outcomes. The README states voice, audio, transcripts, prompts, and clipboard content are not collected. | No No vendor receives audio or transcript text in the default configuration, so there is no training path. Speech models (Whisper, Parakeet, Nemotron, Cohere Transcribe, Apple Speech) are local downloads. The enhancement model Fluid-1 (about 3.5 GB) is closed — "We're keeping Fluid Intelligence private for now so we can sustainably offer the core dictation experience for free" — but runs offline on the Mac. Opt-in cloud enhancement sends transcript text to OpenAI, Groq, or a custom provider under that provider's terms; keys are stored in the macOS Keychain. There is no formal privacy policy document (fluidvoice.com/privacy returned 404 on October 13, 2026); the README and fluidvoice.com (altic.dev/fluid now redirects there) are the governing text. Training25/25 | Audio and transcripts stay on the Mac. Analytics metadata is sent to the vendor; its retention window is not published. Retention23/25 | Yes — all speech-to-text and default enhancement are local. Apple Silicon required for every model except Whisper (Intel supported from v1.5.1 via Whisper only). "Detailed anonymous analytics" are on by default; detailed analytics can be disabled at Settings → Share Detailed Anonymous Analytics, the weekly base activity signal cannot. FluidMeet (v1.6.11, October 12, 2026) records meetings locally with on-device captions and speaker labels. On-device25/25 | GPLv3 since February 23, 2026 (Apache 2.0 before); 12,000+ stars, 871 forks; releases v1.6.9 (August 18), v1.6.10 betas (September 23, October 6), v1.6.11 (October 12, 2026; FluidMeet local meeting recording). No documented incidents. Deductions: default-on analytics with a base signal that cannot be disabled, the closed Fluid-1 model cannot be audited, no privacy policy document, a small team with no published legal entity or attestations, and a lookalike domain (fluidvoice.org) the developers flagged as unofficial on October 3, 2026. Track record19/25 | 92/100Excellent | Oct 13, 2026 | |
| Free (1,000 words/mo) / Pro ($15/mo or $12/mo billed yearly) | Audio and dictated text pass through VoiceDash's pipeline to OpenAI on every dictation — the privacy policy (last updated October 5, 2026) states VoiceDash "may transmit your voice input and the related content … to OpenAI through its API services." The policy now also covers recorded meetings and an optional read-only Google Calendar connection (event titles, times, meeting links, and attendee names and emails used for speaker-renaming suggestions). The DPA (effective May 26, 2026) names nine subprocessors: OpenAI, Groq, Cloudflare, Hetzner, Sentry, Metabase, CustomerIO, RevenueCat, and Apple. Account and billing data are retained; user-saved Notes and meeting sessions are stored. | No (own general-purpose models; policy + DPA) Privacy policy (last updated October 5, 2026): "VoiceDash does not use your voice recordings or transcriptions to train or improve VoiceDash's own general-purpose AI models." This replaces the earlier undated wording ("Your voice data is strictly excluded from our machine learning training sets"). The new clause is narrower: it does not address personalized or specialized models, or third-party models. DPA: data is "processed transiently, structurally excluded from AI model training loops." OpenAI's API data-usage page confirms API inputs are not used for training by default. Groq appears in the DPA subprocessor list but no longer in the privacy policy, which names only OpenAI and Google. The homepage FAQ ("never used to train AI models") is broader than the policy. Training19/25 | Policy (October 5, 2026): "Voice recordings and transient transcription data are not intended to be retained permanently by VoiceDash" (previously: "does not store your voice files or transcriptions on our servers"). No retention window is published. Notes and meeting sessions (including matched calendar attendee data) persist until deleted. Second perimeter: OpenAI retains API abuse-monitoring logs up to 30 days by default. The homepage "Zero Data Retention … OpenAI partnership" claim appears in neither the privacy policy nor the DPA. Retention15/25 | No — cloud-only; no local or offline mode is offered. On-device3/25 | Jumpstart Ventures FZE, Dubai Silicon Oasis (disclosed in the DPA, not the privacy policy); founded February 2025. No documented incidents. AppSumo 4.42/5 from 234 reviews. Deductions: privacy policy first dated October 5, 2026, with weaker training and retention wording than the undated version it replaced; homepage claims ("not stored", "never used to train AI models") are broader than the policy; terms of service (October 27, 2025) governing-law clause reads "the laws of us"; no SOC 2, ISO 27001, or HIPAA attestation published; DPA subprocessor list (Groq) is broader than the policy's disclosure. Track record16/25 | 53/100Weak | Oct 13, 2026 | |
| Local mode on Apple Silicon ($14.99/mo, $99/yr, or Lifetime local-only) | No audio during transcription — docs: "When the active speech-recognition backend is local, speech audio is transcribed on your Mac." Account, purchase, analytics, diagnostics, download, and update flows still use the network — docs: "Local transcription does not turn off analytics or diagnostics." The privacy policy (last updated October 4, 2026) lists PostHog, Cloudflare Web Analytics, Ahrefs, Simple Analytics, and Dub.co for analytics, Sentry for diagnostics, Apple Ads install attribution (iOS, via AdServices), and Hetzner, Supabase, and Apple for hosting. | No (architectural; no Paraspeech training clause) In local mode nothing reaches a server to train on. The October 4, 2026 policy addresses training only for providers: it says Deepgram's model-improvement program "can retain submitted audio and transcripts unless the applicable account or request is excluded" and that the policy "does not make a zero-retention or no-training guarantee for Deepgram." It contains no Paraspeech-side training clause beyond the optional transcript-feedback feature ("not used to train AI models under this feedback feature"). Data controller is Burlis Management GmbH, Philippstrasse 27, 52349 Dueren, Germany (an EU entity under GDPR). Local models require Apple Silicon and macOS 14+; "Intel Macs use cloud models with a subscription." Training24/25 | Audio: "Audio input is temporary during transcription. The last audio file is stored locally on the user's device until replaced by a new recording or deleted by the user." Account data held "for as long as required by the purpose"; raw journey events cleared after 90 days. Meeting recordings, transcripts and notes are stored locally. Optional feedback uploads (recording only if "Include recording" is selected, off by default) go to Supabase EU and are deleted after 30 days (recording) or 90 days (feedback). Retention23/25 | Yes on Apple Silicon with a downloaded model and Privacy Mode on. Docs: "Cloud Cleanup is the default for eligible cloud access" and "Eligible dictation can temporarily use cloud processing online when a local model is not ready." Privacy Mode "blocks cloud transcription and cloud rewriting for dictation" but not Meeting Mode's automatic cloud summary (transcript text to OpenAI). Not available on Intel Macs. On-device23/25 | Named EU GmbH controller and named subprocessors are creditable. No documented incidents. Deductions: no SOC 2 / ISO 27001 / HIPAA / BAA at any tier; no Paraspeech training clause and Deepgram no-training not guaranteed (October 4, 2026 policy); iOS Voice Keyboard privacy label (v1.0.4) lists Audio Data under "Data Linked to You"; Cloud Cleanup shipped in 2026 after a local-first launch and the docs now call it "the default for eligible cloud access," so the product is no longer local-only; Meeting Mode (added by the October 4, 2026 policy) sends summaries to OpenAI. Track record17/25 | 87/100Excellent | Oct 13, 2026 | |
| Cloud mode — Deepgram transcription + Cloud Cleanup (same plans; Intel Macs cloud-only) | Audio to Deepgram: "When a user selects or is eligible for cloud transcription, Paraspeech may transmit selected audio and related request metadata to Deepgram for cloud transcription." With Cloud Cleanup on, "selected transcript text, prompt text, rewrite instructions, and related request metadata" go to Groq and Cerebras. Docs: Cloud Cleanup "uses cloud processing and requires internet access. It is available only when cloud processing is allowed." Meeting Mode summaries send transcript, speaker and timing data via Paraspeech servers to OpenAI ("meeting audio is not sent for summary generation"). | Possible (Deepgram model-improvement not excluded in writing) The October 4, 2026 policy names Deepgram (audio), Groq and Cerebras (Cloud Cleanup text), and OpenAI (meeting summaries). It states Deepgram's model-improvement program "can retain submitted audio and transcripts unless the applicable account or request is excluded," and that "This disclosure does not make a zero-retention or no-training guarantee for Deepgram." It does not say whether Paraspeech's account is excluded. For OpenAI summaries it says "We disable response storage and prompt caching." Paraspeech publishes no contractual no-training commitment of its own. "Or is eligible for" covers Intel Macs, which are cloud by hardware. Training8/25 | Now published per provider (October 4, 2026 policy): Groq up to 30 days for reliability or abuse review; Cerebras "does not retain user prompts or model outputs"; OpenAI abuse-monitoring logs up to 30 days; Deepgram retention depends on model-improvement exclusion, which the policy does not confirm. Paraspeech-side: personal data kept "for as long as required by the purpose they have been collected for." Retention11/25 | No — audio leaves the Mac for Deepgram; Cloud Cleanup text leaves for Groq / Cerebras. On-device3/25 | EU GmbH controller, named processors, no incidents; no attestations, no BAA; no Paraspeech training clause and Deepgram no-training not guaranteed. Track record17/25 | 39/100Poor | Oct 13, 2026 | |
| Free trial (30 min) / Pro ($8.49/mo annual) / Lifetime ($260) | Audio recorded on the device and relayed through Voicy's Heroku-hosted servers to Groq, which runs the open-source Whisper V3 model for transcription and post-processing. Name and email for billing; anonymized Mixpanel usage analytics (button clicks, recording counts, errors) that can be disabled; in some cases anonymized data about the website Voicy is used on. | No (homepage only) The homepage states: "We do not use your recordings to train an AI model or for any other purpose." Neither the Data Handling and Security Policy (v1.3, last updated 31/07/2025) nor the undated privacy policy contains the word "train" — the commitment is a marketing-page statement, not a policy clause. Groq-side: the privacy policy says "we have enabled their Zero Data Retention settings and we do not use Groq's batch or fine-tuning endpoints." No SOC 2, ISO 27001, or HIPAA BAA published. Training16/25 | Security policy: "No audio recordings are stored by Voicy or Groq - all audio data is permanently deleted immediately after processing" and "All transcribed content is immediately deleted after delivery to the user." Transcripts live only on the user's device. Account data "stored locally on the user's device, not in centralized databases." Hosting location conflicts between documents: the privacy policy says servers "are hosted in the EU and US. US servers are reserved for US users"; the security policy says "All processing occurs in USA-based infrastructure." Retention21/25 | No — cloud-only at every tier (Mac, Windows, Linux, Chrome extension, iOS, Android); no offline mode. On-device3/25 | No documented incidents. Security policy dated July 31, 2025 has not been updated to cover the 2026 iOS/Android apps or the EU hosting now mentioned in the privacy policy; no SOC 2 / ISO 27001 / HIPAA; entity Pishi LLC FZ (UAE) disclosed only in the security policy footer. Track record15/25 | 55/100Adequate | Oct 13, 2026 | |
| Free (2,000 words/mo) / Pro ($12/mo billed yearly, $144/yr; $9.99 App Store IAP) / AppSumo lifetime (sold out) | Microphone audio sent to Blip AI's cloud and its transcription providers; the Terms of Service name "Azure, OpenAI, Groq." Also collected: feature-usage statistics, error logs, IP addresses, device identifiers, and account and billing data. The website uses PostHog (including session recording) and Google Analytics. A small sample of voice recordings "may be retained for quality assurance and AI improvement" (privacy policy, read live October 13, 2026). The App Store label "The developer does not collect any data from this app" conflicts with the policy. | Yes, de-identified (opt-out by email) The Terms of Service (last updated February 9, 2026) grant Blip AI "a limited, royalty-free license to use anonymized, de-identified transcription data and usage patterns for the purpose of improving transcription quality, accuracy, and our underlying AI models." The privacy policy lists "To use fully anonymized, de-identified transcription data to train and improve our AI models" as a purpose. Opt-out is by email to privacy@blipai.app; no in-app control is described. The policy page was readable on October 13, 2026 for the first time since our June 5, 2026 review; its "Last updated: March 29, 2025" date predates the product's October 2025 launch. The live policy contains no HIPAA or BAA language, and no SOC 2 or ISO 27001 is published. Correction logged October 13, 2026: this row previously listed training as not addressed, based on secondary reporting. Training6/25 | The policy's retention table says voice audio is "Deleted immediately after transcription (seconds)" and transcribed text is "Not stored on our servers." The same policy says "A small sample of voice recordings may be retained for quality assurance and AI improvement" and that audio is processed by providers "in accordance with their retention policies." Anonymized usage statistics are kept up to 2 years; anonymized aggregates "may be retained indefinitely." The last 3 transcripts are stored locally on the device. Retention10/25 | Partial — cloud ("Blip Cloud") is the default. The homepage says an on-device Whisper model can be downloaded to dictate offline; this was not independently verified (the Models page returned 404 on October 13, 2026). Mac (macOS 12+, Apple Silicon), Windows, Linux, iPhone, Android. On-device6/25 | No documented incidents. Operator BLIPLABS PRIVATE LIMITED, governed by Indian law (Courts of Delhi) per the Terms, while the privacy policy says "Blip AI is based in the United States." The App Store listing (seller Ayush Bansal, v1.0.5, 2 ratings) says "Data Not Collected" while the policy describes usage, device, and sampled audio data. The policy contradicts itself on audio retention, and the homepage ("doesn't keep audio or transcripts") omits the sampling. HIPAA language present in our June 2026 reading no longer appears. No SOC 2, ISO 27001, or named auditor. Track record10/25 | 32/100Poor | Oct 13, 2026 | |
| Local mode (default; free — homepage: "Free forever") | None transmitted during transcription: "By default, all speech-to-text processing happens entirely on your device using WhisperKit." Smart Typing cleanup "runs a local Llama 3.2 3B model entirely on your device via Apple's MLX framework." Transcript history, dictionary, snippets, settings, and API keys are stored in a local SQLite database and "never transmitted to our servers." Optional PostHog telemetry (random install ID, feature events, word counts) is described as "disabled by default." | No (structural; policy silent) The privacy policy (effective April 29, 2026) contains no training statement — the word "train" does not appear. In local mode nothing reaches a WisprType server, so there is no vendor-side data to train on. Caveat from our July 2026 hands-on test: v1.1.0 shipped with telemetry enabled on a fresh install despite the "disabled by default" wording; v1.1.0 is still the current build. No legal entity, terms of service, or compliance attestation is published. Training22/25 | Audio: "processed in real time and are not retained after transcription completes, unless you explicitly save them." Transcript text and target-app names persist in the local SQLite database until the user deletes them; nothing is synced to iCloud or external servers. Telemetry, when enabled, is retained by PostHog under PostHog's policy. Retention23/25 | Yes — WhisperKit speech-to-text and Llama 3.2 3B cleanup on Apple Silicon; no network calls during transcription in local mode (macOS 12+, Apple Silicon required). On-device24/25 | Closed-source; no legal entity, terms of service, or attestation; domain registered April 28, 2026; our July 2026 test found v1.1.0 telemetry enabled on install despite the policy's "disabled by default" statement; no App Store listing or third-party review surface. Track record10/25 | 79/100Strong | Oct 13, 2026 | |
| BYOK cloud mode (OpenAI, Groq, or Deepgram — bring your own API key) | Audio (WAV), model name, and optional prompt or keyword hints sent directly to the provider you configure; in cloud mode Smart Typing also sends raw transcript text and dictionary words to "the same cloud provider's chat LLM." "Cloud providers are never used unless you explicitly configure them by entering an API key and selecting cloud mode in Settings." API keys stay local. | Depends on provider WisprType has no server in the path; the training and retention question transfers to OpenAI, Groq, or Deepgram under your own API agreement. The policy links each provider's privacy page and says "Please review each provider's privacy policy to understand how they handle your audio data." Training16/25 | WisprType: audio not retained; transcripts stored locally. Provider-side retention follows the API terms of the provider you bring keys for. Retention14/25 | No — audio leaves the device for the configured provider. On-device3/25 | Same: no legal entity, no attestations, telemetry-default discrepancy found in v1.1.0. Track record10/25 | 43/100Weak | Oct 13, 2026 | |
| Free (2,000 cloud words per 30 days) / Pro ($9/mo or $84/yr; App Store IAP $8.99/mo, $79.99/yr) | Microphone audio, dictated text, selected text, formatting instructions, vocabulary, snippets, and custom AI instructions, processed by DictaFlow and its providers; the August 14, 2026 policy names "OpenAI, Deepgram, and Groq for transcription and related AI processing," Apple/Google/Microsoft for sign-in, Google Cloud for hosting, Stripe for payments. Usage data includes word and minute totals, plan state, app version, a random installation identifier, and request identifiers. Local processing is offered with an optional cloud cleanup step; the vendor's facts page says the product is "never 'fully offline'." Operated by SmartBids.ai Corp., a Canadian corporation. | No (marketing page + App Store label) DictaFlow's lawyers page (dictaflow.io/legal.html) states "Dictated content is not used to train AI models"; the homepage no longer carries a training statement as of October 13, 2026. The App Store privacy label places Audio Data under "Data Not Linked to You." The privacy policy itself (last updated August 14, 2026) contains no training clause; it commits only that DictaFlow does "not sell personal information or use dictated audio or text for targeted advertising." The policy states the standard service is "not intended for medical dictation ... or any use involving protected health information (PHI)" and directs PHI users to DictaFlow Medical. No SOC 2 or ISO 27001 published. Training15/25 | "We do not permanently retain audio recordings on our servers after processing in the ordinary course" and "Audio is ordinarily discarded after processing." Transcription text "may be retained when needed to provide features you choose, synchronize supported devices, recover a requested result, investigate a support issue, or comply with law." No retention window in days is published. Local history and notes stay on the device until deleted; account deletion available via Settings → Delete account. Retention15/25 | Partial — Pro includes "unlimited offline dictation" on supported devices after a manual model download (about 500 MB on Windows). Cloud is the default on Windows, and AI cleanup and Email mode always use the cloud (OpenAI, Deepgram, Groq). The vendor's facts page (last reviewed October 11, 2026) still says the product is never "fully offline." Windows, Mac, iPhone, iPad, Android. On-device14/25 | No documented incidents. Named Canadian corporation (SmartBids.ai Corp.) and named developer (Ryan Shrott); policy updated August 14, 2026 and it no longer names NVIDIA as a provider; App Store 4.5/5 from 13 ratings (v1.2.41, Aug 28). No SOC 2 / ISO 27001; consumer plan explicitly excluded from PHI use. Track record17/25 | 61/100Adequate | Oct 13, 2026 | |